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Customer Satisfaction How Does Your Health Plan Rank?J.D. Powers and Associates, well-known for its car reviews and ratings, has been studying consumer's satisfaction with their health plans. Member Satisfaction Issues In the most recent survey, the company measured member satisfaction among 131 health plans throughout the U.S. Health... |
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Copays and Coinsurance. What's the Difference?Ah, health insurance jargon! What's the difference between a copay and coinsurance? I have been asked this question many times through email, but after being asked the same question by a friend at a party last night, I decided a blog on the subject was a good idea. Although y... |
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Have a Question or Complaint About Your Health Plan? Contact Your States Health Insurance Department.I have been getting a lot questions about health insurance coverage and how specific health plans work. Although there are federal laws (such as COBRA and HIPAA) that help to protect people with health insurance, most health insurance is regulated at the state level. Insurance Department W... |
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February is American Heart Month - Keep Your Heart Healthy and Your Insurance Premiums Low!If you develop heart disease or one of the risk factors for heart disease, such as high blood pressure, high cholesterol, or diabetes, your healthcare costs may be very high. Not only will you have to take more medications and have more doctor visits, but you may have difficult... |
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Medicare "Donut Hole Causes Some Seniors to Skip Diabetes DrugsAccording to a recent study, Medicare beneficiaries with type 2 diabetes who reach the coverage gap in their Part D prescription drug benefits--known as the "donut hole" -- have higher out-of-pocket medication costs and are less likely to stay on their medications than those who hav... |
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Are My Health Insurance Premiums Tax-Deductible?It's tax time again and you may be wondering if your health insurance premiums are tax-deductible. It depends on who you are and who you work for. Self-Employed: If you are self-employed, the answer often is yes -- the premiums you pay to cover yourself and your dependents probably are tax... |
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